MotorSave is a scheme that helps employees pay for car maintenance and repairs more affordably by spreading the cost over time.
Run with Halfords Autocentres
Paid through salary sacrifice
Covers things like MOTs, servicing, repairs, tyres and more
⚙️ How it Works (Step-by-Step)
Apply for the scheme
Choose an amount between £50 and £1,000
Salary sacrifice is set up
Payments are taken from your gross monthly pay over up to 12 months
Receive your funds
You get a Letter of Redemption to use at Halfords Autocentres
Use when needed
Use the funds for:
MOT
Servicing
Repairs
Tyres, wipers, lights, air con, etc.
Save money
Because payments come from gross salary:
Basic rate taxpayers save 8% (NI savings)
Higher rate taxpayers save 2%
💡 Example
Total car costs: £415
Basic rate tax saving: £33.20 (8%)
Monthly payment over 12 months: £31.82
👩💼 Benefits for Employees
✅ Spread the cost over 12 months
✅ Reduce upfront financial stress
✅ Save on National Insurance
✅ Covers personal and family vehicles
✅ Funds can be available quickly (often within 1 hour after approval)
✅ Any unused balance can roll into future maintenance
📍 Key Things to Remember
Maximum allowance: £1,000 per employee
Payments run for 12 months
Can reapply or top up if needed (within the limit)
Accepted at 300+ Halfords Autocentres across the UK
✅ In Short
MotorSave helps you: 👉 Spread the cost of car maintenance
👉 Save money on tax
👉 Keep your car safe and roadworthy