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Technology Scheme – Quick & Easy Guide

✅ What is the technology scheme?

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Written by Jasmine Morris

The technology scheme lets employees buy the latest tech and electrical items and spread the cost through salary/pay deductions.

  • Run with Currys (online & in-store)

  • No credit checks or expensive interest

  • Affordable way to access new tech


🔧 What’s included?

You can purchase a wide range of items such as:

  • 💻 Laptops & computers

  • 📺 TVs & home entertainment

  • 🖥️ Monitors & accessories

  • 🎮 Gaming equipment

  • 🏠 Home appliances (e.g. kitchen tech)

⚠️ Note: Mobile phones are typically excluded.


🪜 How it works (Step-by-step)

  1. Apply for the scheme

    • Choose how much you want to spend

  2. Get approved

    • You’ll receive an e-gift card

  3. Shop with Currys

    • Use online or in-store

  4. Pay monthly

    • Cost is spread over 12–36 months via deductions

👉 No credit checks required.


💷 How you pay

  • Payments are taken from your net pay (after tax)

  • Spread over a fixed term to make budgeting easier

  • No high-interest finance costs

👉 A calculator tool shows your exact monthly cost before you commit.


👤 Key benefits for employees

  • 💳 Spread the cost of tech with no credit checks

  • 🛍️ Shop in-store or online with Currys

  • 💰 Access deals, sales, and promotions

  • 🧾 Clear monthly payments for easy budgeting

  • 🖥️ Improve home working setup or lifestyle tech


⚠️ Things to keep in mind

  • Your take-home pay will reduce

  • You’re committed to a repayment period (1–3 years)

  • Not all items (like phones) are included


⭐ In summary

The technology scheme is a simple way to afford the latest gadgets:

👉 Spread the cost monthly
👉 No credit checks or high interest
👉 Flexible and easy to use
👉 Shop top brands via Currys

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